SALEM, Ore. (AP) — A new study says the federal health care overhaul will cause insurance premiums to rise for Oregonians who buy their own insurance or get their coverage from a small employer.
But for many, the increases will be offset by new federal subsidies or decreases in other out-of-pocket health care costs. The study was prepared by a Colorado-based consultant for the Oregon Insurance Division and released on Tuesday.
The study says premium changes will vary widely from person-to-person or family-to-family. It projects that individuals who buy their own coverage will pay 38 percent more on average. Premiums for workers at small employers will rise by 4 percent on average.
Analysts say younger, healthier people will see the largest increases. The analysis did not examine premiums for workers at large employers.