SALEM, Ore. -- Governor Kulongoski is proposing some new ways to protect consumers from high-cost "payday" loans.

The governor joined the Oregon Department of Consumer and Business Services today to announce the additional steps they recommend after Kulongoski signed a payday loan protection law last April.

The consumer department regulates payday loans and other lenders -- and is considering rule changes to tighten down on the definition of a lender.

The governor also wants legislation extending the interest rate cap on payday lending to apply to title lenders who short-term loans secured by the title of the borrower's car.

In Oregon, payday loan stores nearly doubled in the past five years, with interest rates that often exceed 500 percent. The governor says those kinds of rates hurt the working poor the most.